Reverse Mortgage Information and Solutions Across Canada

Reverse Mortgage Source helps Canadian homeowners understand their reverse mortgage options with clear, plain-language education. Whether you are exploring how to access home equity, support retirement income, pay off debt, renovate, or stay in your home longer, this page will guide you to information by province.

Reverse mortgage availability, property requirements, and qualification details can vary depending on where you live. That is why we provide province-specific information to help you better understand what may be possible in your area. Mortgage solutions are powered by The Financing Factory, so when you are ready to take the next step, you can connect with a licensed mortgage professional who understands Canadian homeowners and retirement lending.

A group of people in a red canoe paddling on a turquoise lake, surrounded by green forested slopes and towering snow-capped mountains under a cloudy sky—just one of the stunning scenes in the Areas We Serve.

Alberta

Albertans: access home equity tax-free! Flexible retirement funding throughout the province, with no monthly payments.

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City centre Vancouver skyline with modern buildings, colourful autumn trees, and boats along the calm waterfront in our coverage area, all reflected in the water under a partly cloudy sky.

British Columbia

Transform your home equity into retirement freedom while maintaining ownership across beautiful British Columbia.

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Manitoba

Manitoba

Manitoba homeowners: Convert your property’s value into tax-free retirement funds, province-wide service available.

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A colourful waterfront restaurant with blue, yellow, and pink buildings, outdoor seating with umbrellas on a wooden decking, and trees in the background—serving guests from all Areas We Serve.

New Brunswick

Unlock New Brunswick home equity while enjoying Maritime living, no monthly mortgage payments required.

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View of a small coastal village with colourful houses and buildings by the water, near service areas, surrounded by rocky hills and sparse vegetation under an overcast sky.

Newfoundland and Labrador

Access retirement funding through your Newfoundland and Labrador home equity—keep ownership, gain freedom.

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Modern buildings and cranes line a waterfront in one of the Areas We Serve, their reflections shimmering in the calm water under a clear sky at sunrise or sunset.

Nova Scotia

Nova Scotia homeowners: Transform property value into retirement possibilities—province-wide service, zero monthly payments.

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Toronto skyline with the CN Tower and Rogers Centre, modern skyscrapers, and blue sky reflected on Lake Ontario's calm water—an iconic view within our service areas.

Ontario

Ontario’s trusted reverse mortgage service—unlock home equity while maintaining ownership throughout the province.

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Aerial view of the Areas We Service, showcasing a rural landscape with patchwork fields, winding roads, rivers, scattered houses, and forests under a partly cloudy sky in vibrant shades of green, yellow, and brown.

Prince Edward Island

Island-wide reverse mortgage solutions—access PEI home equity with no monthly payment obligations.

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A panoramic view of Montreal’s city skyline and its diverse service areas with tall buildings and skyscrapers, seen from an elevated vantage point behind a foreground of green and autumn-coloured trees under a clear sky.

Quebec

Quebec-wide reverse mortgage solutions – tax-free equity access.

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A panoramic view of a city skyline at dusk highlights Areas We Serve, featuring a large bridge crossing a calm river, city buildings in the background, and streetlights reflecting on the water.

Saskatchewan

Saskatchewan homeowners: Access tax-free home equity province-wide, flexible terms for retirement freedom.

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