Let the Reverse Mortgage Source help you understand the different ways that you can access the equity in your home, without monthly payments, added debt, or giving up ownership. Whether you’re looking to boost your retirement income, manage expenses, or support loved ones, we break down the options clearly so you can make the decision that fits your life. Explore the solutions below to learn what’s possible—and what’s right for you.
Flexible Home Equity Solutions for Canadian Homeowners
Explore flexible, no-payment options designed to help you stay in your home and use your equity on your terms.
Reverse Mortgage
Unlock home equity tax-free to fund retirement without monthly payments, keeping ownership of your home.
Equity Mortgage
Flexible mortgage solution for Canadians 55+ to access home equity without traditional income proof. A smart alternative to reverse mortgages.
Shared Appreciation Mortgage
Access equity with no monthly payments—repay through shared home appreciation. A flexible alternative to traditional reverse mortgages.
Second Mortgage
Access extra funds with a second mortgage—ideal for homeowners 55+ looking to unlock equity beyond their reverse mortgage limit.
Retire Abroad Planning
Escape winters wisely: Use home equity to fund global retirement adventures with step-by-step expat financial & relocation support.
Mortgage Literacy Education & Coaching
Master your home equity with plain-language coaching: Demystify mortgages, debt strategies, and retirement planning—no jargon, just confidence.