For homeowners aged 55 and over in British Columbia, your home is more than a place to live—it’s a powerful financial asset. Whether you’re seeking more cash flow in retirement, funding lifestyle upgrades, or planning your next chapter abroad, your equity can open doors.
Through reverse mortgages and equity-based lending, you can turn the value of your home into financial freedom, without selling or leaving your property.
A reverse mortgage lets BC homeowners 55+ access up to 55% of their home’s appraised value, tax-free. There are no monthly mortgage payments, and you continue to own and live in your home. Repayment only occurs when you move, sell, or pass away.
Whether you live in a bustling Vancouver neighbourhood or a peaceful Okanagan Valley, a reverse mortgage can help fund:
It’s flexible, secure, and ideal for those looking to unlock their lifestyle potential.
Unlike traditional mortgages, equity mortgages are designed for homeowners whose income may be limited but whose net worth and property equity are substantial. These solutions, available through reputable lenders, prioritize your assets over income.
Equity mortgages in BC are perfect for:
They offer greater approval flexibility and can complement a reverse mortgage strategy.
If you already have a reverse mortgage, a second mortgage top-up can allow you to access more of your home’s value, up to 65% loan-to-value (LTV) in total. It’s a useful solution when you need additional funds for:
A Reverse Mortgage Specialist will work with you to help you structure these solutions for maximum benefit and minimal stress.
We believe knowledge equals empowerment. That’s why we provide mortgage literacy coaching tailored to BC homeowners 55+, ensuring you fully understand:
A Reverse Mortgage Specialist will guide you in making confident, well-informed decisions that align with your life goals.
Considering spending part of your retirement abroad? Whether you’re dreaming of wintering in Mexico, retiring in Portugal, or travelling full-time, we’ll help you understand how to:
Your BC home can help launch your adventure—without putting your future at risk.
If you’re thinking about buying property in the U.S.A.—in places like Arizona, California, or Florida—we also help with U.S.A. mortgages designed for Canadian citizens. Our cross-border support includes:
You don’t need dual citizenship to own your slice of sun—just the right guidance.
We proudly serve homeowners all across British Columbia, from vibrant cities to scenic rural communities. Whether you’re in the heart of Vancouver or Victoria, enjoying the lakeside lifestyle in Kelowna, or living in the growing hubs of Surrey, Burnaby, or Nanaimo, we’re here to help. We also work with clients in dynamic secondary markets like Kamloops, Prince George, Chilliwack, Vernon, Penticton, Langford, and Cranbrook. Whether you’re nestled on the coast, surrounded by vineyards in the Okanagan, or living a peaceful life in the Interior, our team is ready to help you unlock your home equity, stay comfortably where you are, and create financial flexibility for whatever comes next.
